Guides
Clear, practical explanations of the financial risks of working for yourself — and how to prepare for them. Each guide connects to the free calculator so you can test the ideas with your own numbers.
What to Do If You Lose Your Biggest Client
A practical, step-by-step response plan for freelancers and consultants: measure the impact, check your reserves, cut the right costs and replace the revenue.
How Freelancers Can Reduce Income Risk
Where freelance income risk comes from — volatility, client concentration, late payments, weak contracts — and the habits that make it manageable.
How to Calculate Your Financial Runway
The runway formula explained with worked examples: monthly cash flow versus cash balance, minimum reserves, and the limits of any estimate.